Pay over time with Affirm.

4 bi-weekly, interest free payments can be automatically charged to your debit or credit card, with an initial payment on the day of the purchase. It's simple and quick!

What is Affirm?

Affirm (formerly known as PayBright) is one of Canada's leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

Why use Affirm?

No impact on credit score

Using a Pay in 4 Affirm payment plan won't impact your credit score

Quick and convenient checkout

Place your order quickily and easily by choosing Affirm as your payment choice at checkout. Simply enter a few details to get an instant decision. Then, complete your purchase.

Easy Payments

Turn on AutoPay and Affirm will automatically charge payments from your chosen payment method, interest-free.

How do I use Affirm?

Shop: Browse Trailerpro.ca and add your favourite finds to your shopping cart.

Select: At checkout, choose Affirm as your payment method.

Checkout: Complete your purchase and pay over time in 4 equal payments. Subject to credit approval.

Pay: The remaining 3 payments are charged to your debit or credit card every 2 weeks.

Frequently Asked Questions

Are there any requirements to use Affirm?

Yes. You'll need:

- To be the legal age of majority in your province or territory in which you reside.

- To be a Canadian permanent resident or citizen - 18 years of age (AB, MB, ON,
PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK)

- A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard debit card (with the Visa/Mastercard logo), which can be used for online transactions.

- An SMS-Capable Canadian phone number

- To meet the minimum cart size required to use Affirm as a payment option at checkout

How do I sign up?

If your basket is eligible for ’Pay in 4’ with Affirm, the option will be presented at checkout.

After confirming your phone number, you’ll be sent an SMS message to confirm your identity.

You’ll then set up your payment method with Affirm and accept the terms of your payment plan.

Where can I use Affirm?

You can use Affirm across all of Trailerpro.ca. This offer is only available on the online store.

Does Affirm do a credit check?

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site

How do I make payments?

At checkout, you can set up convenient. automatic pre-authorized payments that debited/charged your Canadian Visa/Mastercard debit/credit card.

Which payment methods are accepted?

Affirm currently accepts Visa and Mastercard credit or debit cards. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted

What if I can't make a payment?

Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form.

Are there late or NSF fees?

Affirm does not charge any late or NSF fees. For more information on fees, please see this FAQ article on the Affirm help site.

How do returns work if I paid using Affirm?

Purchases made using Affirm are subject to Trailerpro.ca's standard return
policy. Any returns will be processed by Trailerpro, and your Affirm balance
will be reduced, cancelled, or refunded accordingly. If Trailerpro has
provided a refund to you via a gift card, you must still continue repaying your
installment plan in full. For information on returns, review trailerpro's return
policy here.

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works